Chubb Cyber ERM2
Everything you need on the worst day.
First-party losses, third-party liability and cybercrime — in one policy built for SMEs.
01
First party
Incident Response
Experts on the case within hours of a cyber incident.
- Event response manager
- IT forensic response
- Legal counsel
- Notification costs
- Fraud recovery
- 24-hour call centre
- PR response team
02
First party
Data & System Recovery
Get your data, software and operations back.
- Recover lost data
- Repair or restore damaged software
- Locate and remove malware
- Relaunch business operations
03
First party
Business Interruption
Lost net profit, operating and payroll costs while you're down.
- Net profit
- Ongoing operating expenses
- Payroll during interruption
04
First party
Cyber Extortion
Ransom payments plus an expert crisis negotiator.
- Extortion payments
- Crisis negotiator
05
Third party
Privacy & Network Security Liability
Damages and defence when you're sued over a breach.
- Failure to keep information confidential
- Failure to keep your network secure
06
Third party
Media Liability
Damages and defence for unauthorised online media activity by cybercriminals.
- Defamation via hijacked channels
- Infringing content posted by attackers
Also included
Regulatory fines, betterment costs, emergency incident response and cybercrime — such as a manipulated payables bank account.
This is a summary. Full terms, conditions and exclusions are in the policy documents emailed when your application is accepted.